About fiduciaries
Custody of Assets
At MVM Advisors, we believe in full transparency and client control—especially when it comes to the custody of your assets.
We do not take custody of client funds or securities. And that’s by design.
Why? In a word: Madoff.
What does Fee Only Mean?
That means we are compensated only by the fees our clients pay us directly—not by commissions, kickbacks, or sales incentives.
Why is this important?
Because it eliminates the conflict of interest that can come with commission-based financial advice.
What is an Investment Policy Statement?
An Investment Policy Statement (IPS) is a written roadmap for managing your investment portfolio. It’s a mutually agreed-upon document between you and your advisor that defines your goals, outlines investment strategies, and establishes rules of engagement. The IPS is especially important when a fiduciary relationship exists and is widely regarded
Broker or Fiduciary?
At MVM Advisors, we are a fee-only fiduciary Registered Investment Advisor (RIA)—and that distinction is critical.
Many investors assume all financial professionals are legally obligated to act in their best interest. They’re not.
Stockbrokers, also known as Registered Representatives (RRs), are not fiduciaries—even if they call themselves “financial advisors.”
Security of our Planning Software
Your information is secure
WE DO NOT SAVE YOUR CREDENTIALS
Envestnet | Yodlee provides account aggregation. All of your banking credentials are managed by Envestnet | Yodlee, and we do not store your credentials. We communicate with Yodlee via an encrypted data link.
Envestnet | Yodlee is a leading
Fiduciary Roles Under ERISA
Under ERISA, fiduciary responsibility is based not just on title—but on function. Anyone who exercises control or authority over a plan, its assets, or its management decisions may be considered a fiduciary, even if not formally named.
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